About Loan Eligibility Calculator
Determine how much loan amount you qualify for based on monthly net income and debt-to-income (FOIR) ratio. Designed to provide accurate, real-time calculations with zero wait time.
Formula
Max EMI = (Net Income × FOIR) - Existing EMIs | Loan = PV of Max EMI over tenure
Example Calculation
Monthly income of ₹80,000 with ₹10,000 existing EMI qualifies for up to ~₹34.5 Lakhs home loan.
How to Use
- Enter your values into the fields above.
- The calculation runs automatically in real time.
- Review the primary result and detailed sub-component breakdown.